Your home could be repossessed if you don’t keep up repayments on your mortgage.
Here are some example questions which may help you think about what you wish to ask your mortgage advisor.
Part of the journey in attaining a mortgage is speaking with a mortgage advisor. It helps build a relationship between yourself and them in order to help them better understand your circumstances. The advisor will discuss your past, present and future financials, and how you may be able to deal with certain changes in circumstances if the situations were to suddenly appear.
Attaining your first mortgage can be anxious, daunting, but exciting all at once. It’s the next step in having something that’s completely yours; a property that you can cater your own tastes and needs to.
There has been a blanket-understanding in the last decade that having a zero-hours contract equals no mortgage ever being approved by any lender. Fortunately in the last few years this has come to be false, with more lenders adapting to the changing world of freelancers and employees wanting to diversify their monthly income.
There is a common acceptance that a mortgage isn’t possible when in part-time work. However that’s simply not the case; preparation is the key here. Saving for a deposit is key towards making sure your probability towards owning a property is as high as can be.
When applying for a mortgage, your choice of career should never stand in the way of owning a property. If your field of work is a director of a limited company, there are additional bridges to cross toward owning a house, but mortgage advisers who are clued up in this area will not have a problem in finding you a suitable mortgage deal.
Whether you're looking to save money by remortgaging, or get a brand new mortgage, our expert mortgage advisers have got a deal that works waiting for you! Press one of the buttons below to get started and meet your dedicated advisor.
Your home could be repossessed if you don’t keep up repayments on your mortgage.
